Cred

Cred is used for student-linked education loan origination, where institutes track the application lifecycle and receive disbursement updates.

Student Records

Cred applications are tied to student context. The same student APIs used by Flex and Pay can be used to create and maintain student records before or during the Cred integration flow.

Student API

Register Student

Create a student record for use across Jodo products.

Open reference → Student API

Get Student

Retrieve student details by Jodo student ID.

Open reference → Student API

Update Student

Update student profile and contact details.

Open reference →

Webhooks

Subscribe to Cred webhook events to track loan application status in real time.

Webhook

application_started

Loan application has been started.

Webhook

application_filled

Loan application form has been filled.

Webhook

agreement_signed

Loan agreement has been signed by the student.

Webhook

application_expired

Loan application has expired.

Webhook

rejected

Loan application has been rejected.

Webhook

final_approved

Loan has been finally approved.

Webhook

disbursed

Loan amount has been disbursed to the institute.

Webhook

canceled

Loan application has been canceled.